Qtrade Direct Investing Review 2026

1. Qtrade Review: Our Verdict and Score

The short version. Qtrade Direct Investing is one of seven Canadian brokers we rate that charge $0 on every online stock and ETF trade, in Canada and the US. It pairs that with $0.75 options contracts, no quarterly administration fee and a full set of registered accounts, including family RESPs and locked-in accounts. That earns an overall score of 4.0 / 5, sixth of 13, behind Questrade (4.3), Desjardins Online Brokerage (4.3), Interactive Brokers Canada (4.2), Wealthsimple (4.2) and National Bank Direct Brokerage (4.2).

Where it earns its score. Cost carries 35% of the score, and Qtrade’s cost sub-score is the full 5.0. Our buy-and-hold profile (one Canadian trade a month in a $20,000 TFSA) and active profile (two Canadian and one US trade a month) both cost $0.00 a year in commissions and account fees. Accounts carry 15%, and Qtrade takes the full 5.0 because it offers all 10 account types we count: TFSA, RRSP, spousal RRSP, FHSA, RESP, RRIF, LIRA or LIF, margin, joint and corporate. Its safety sub-score is 4.0, because Aviso Financial Inc. shows both CIRO and CIPF membership.

Where it loses points. The US investing sub-score is 3.5 of 5. US trades cost $0, which earns the full 2 points, but its USD registered accounts cost US$15 a quarter each, which earns 1.5 of 3. The cash and margin sub-score is 1.5, because cash earns 0.00% below $2,000,000. Platform features score 3 of 5: DRIP, options and a mobile app count, but Qtrade’s platform page names neither fractional shares nor an advanced trading platform.

How it ranks on other lists. Qtrade ranks 4th of 13 on our best brokers for beginners list (4.3 / 5), 4th of 13 for options (3.8 / 5), 3rd of 10 on our best investing apps list (4.3 / 5) and 5th of the 7 brokers on our commission-free trading list (4.0 / 5). For US stocks it ranks 6th (3.9 / 5).

The bottom line. If most of your money goes into Canadian-listed ETFs and stocks across a TFSA, RRSP and RESP, Qtrade’s costs are hard to beat and its account lineup is complete. If you want a USD side in several registered accounts, the US$60 a year per USD account adds up, and Questrade, which lists no USD account fee, may cost less. The rest of this Qtrade review shows each cost line by line.

2. Qtrade Fees and Commissions

What $0 covers. Qtrade charges $0 commission on online equity and ETF trades for standard clients and Investor Plus clients alike. That applies to Canadian and US listings. US sales carry an SEC-based fee, a small regulatory charge on the value sold. The $0 price is for online orders; exercising an option is charged on Qtrade’s phone commission schedule, which was not part of the figures we checked.

The administration fee question. Qtrade announced that it is “eliminating quarterly administration fees for all new and existing clients”, and the current commission and fee schedule shows none. An older offers page still mentions a $25 quarterly fee. We go by the current fee schedule, which shows no quarterly administration fee, and we will update this Qtrade review if that changes.

Fees that still apply. Most of Qtrade’s remaining charges are avoidable. Paper statements cost $6 a quarter, or $24 a year, so choose electronic statements. The $100 first-year closure fee matters if you might leave quickly, for example to chase another broker’s promotion. A formal trust costs $100 to set up and $50 a year, so $150 in its first year. The $150 transfer-out fee applies when you move an account to another institution, which is the norm among the brokers we rate.

Investor Plus. Qtrade’s Investor Plus tier removes the US$15 quarterly USD account fee, waives paper statement fees and cuts margin rates by 0.30 percentage points under $100,000. The rules for qualifying were not part of the figures we checked, so confirm them with Qtrade before you plan around the tier. Commissions are the same $0 for both tiers.

How Qtrade fees compare. On our scoring profiles, which count commissions plus account fees, Qtrade costs the same as Questrade and Wealthsimple: $0.00 on buy-and-hold and $0.00 on the active profile. TD Direct Investing costs $359.64 on the active profile (36 x $9.99) and RBC Direct Investing $358.20 (36 x $9.95), because of their per-trade commissions. Compare every fee schedule on our commission-free trading platforms page.

3. US Investing and USD Accounts at Qtrade

US commissions. Qtrade charges $0 commission on online US stock and ETF trades, for standard and Investor Plus clients alike, as of October 22, 2026. US sales carry an SEC-based fee, a small regulatory charge on the value sold. Twelve online US purchases a year cost (12 x $0 = $0) in commissions.

USD registered accounts. Qtrade offers a USD side for RRSP, RRIF and TFSA accounts. It costs US$15 a quarter per account (US$60 a year), and is included at no charge for Investor Plus clients. The FHSA is not offered in US dollars. With three USD registered accounts, a standard client pays (3 x US$60 = US$180) a year.

How the US score works. Our US investing factor gives 3 points for US dollars in registered accounts with no fee, 1.5 if a fee applies and 0.75 if not stated, plus 2 points for a $0 US commission (1.5 at $2 or less, 0 above). Qtrade gets 1.5 for its US$15 quarterly fee and 2 for $0 US trades: (1.5 + 2 = 3.5) of 5. On our best brokers for US stocks list, which gives this factor a 40% weight, Qtrade scores 3.9 / 5 and ranks 6 of 13.

US withholding tax. The USD fee does nothing about US tax on dividends. Under the Canada-US tax treaty, US dividends paid into a TFSA, FHSA, RESP or non-registered account are withheld at 15% when the broker has your Form W-8BEN, or 30% without it. Dividends paid to an RRSP, RRIF, LIRA or LIF are exempt under Article XXI(2) of the treaty once the account is documented. Our guide to US stocks in a TFSA explains why the TFSA cannot recover that 15%.

Dividend investors. Qtrade ranks 5th of 7 on our list of the best brokers for dividend investing, which ranks brokers that offer DRIP by overall score. Its DRIP enrolment is self-serve, so each eligible holding can reinvest its dividends without a phone call.

4. Qtrade Account Types

A complete lineup. Qtrade offers every account type in our scoring rubric, which is why it scores 5.0 on accounts. Few of the 13 brokers we rate do that; Questrade, Wealthsimple and RBC Direct Investing are the others. There is no minimum deposit to start trading.

Registered accounts. The TFSA, RRSP, spousal RRSP, FHSA and RRIF all trade at $0. The 2026 TFSA limit is $7,000, and the 2026 RRSP dollar limit is $33,810, though your own RRSP room is the lesser of that and 18% of your 2025 earned income, adjusted for any pension adjustment and unused room. The FHSA allows $8,000 a year up to $40,000 over your lifetime. Our best TFSA accounts, best RRSP accounts and best FHSA accounts pages rank Qtrade 6th on each list.

RESPs for families. Qtrade offers both individual and family RESPs. A family plan can hold several children, as long as each is related by blood or adoption to every living subscriber. The government adds the Canada Education Savings Grant at 20% of contributions, up to $500 a year per child and $7,200 over a lifetime. Qtrade ranks 5th of 9 on our best RESP providers list, and our self-directed RESP comparison covers the alternatives.

Locked-in and retirement accounts. LIRA, LRSP, LIF and RRIF accounts are often hard to place at app-only brokers. Qtrade takes all of them, which puts it 5th of 9 on our best LIRA accounts list and 6th of 10 on our best RRIF accounts list. RRIF payments above the minimum are subject to withholding tax at the time of payment.

Corporate and trust accounts. Qtrade’s offer terms reference corporate accounts, and its account pages list formal trusts. If you invest through a holding company, confirm with Qtrade which corporate documents it needs and who may sign for the company before you start the application. A corporate account is taxed in the company’s hands, so the account choice also affects how investment income flows to you.

5. Qtrade Platforms, Tools and Research

What Qtrade offers. Qtrade runs a web trading platform and a mobile app for iOS and Android. Its investor pages also name two tools: Portfolio Analytics, for reviewing what you hold, and Portfolio Creator, an ETF portfolio tool shown on the investor home page. DRIP enrolment is self-serve, so you can set up dividend reinvestment yourself without calling.

What is not named. Qtrade’s platform page does not mention fractional shares, so we do not credit them. It also does not name a separate advanced or active-trader platform of the kind TD (TD Active Trader), RBC (Trading Dashboard) or Interactive Brokers (TWS and IBKR Desktop) offer. Those two gaps are why Qtrade scores 3 of 5 on platform features. If you trade many times a day and want a dedicated active-trading platform, a broker that names one may suit you better.

Dividend reinvestment. A DRIP uses each cash dividend to buy more shares of the same stock or ETF. Self-serve enrolment is useful when you hold many dividend payers and want each one reinvested without placing orders. Check whether reinvestment buys whole shares only; the figures we checked do not say how Qtrade handles the leftover cash.

Research and education. The Qtrade pages we checked name Portfolio Analytics and Portfolio Creator but do not list third-party research providers, screeners or analyst reports. We do not score research quality, because there is no published measure we can compare across brokers. If research matters to you, ask Qtrade which reports and screeners are included at no extra cost before you transfer.

Who the platform suits. A buy-and-hold investor who adds money monthly needs an order screen, a holdings view and a way to reinvest dividends. Qtrade names a web platform, a mobile app, Portfolio Analytics and self-serve DRIP enrolment for that pattern. Our beginner score weights fractional shares, a mobile app, DRIP and no minimum; Qtrade’s beginner platform sub-score is 3.5 of 5, losing only the fractional share points. Read our step-by-step guide on how to invest in Canada if you are setting up your first portfolio.

6. Qtrade Guided Portfolios: What Happened to Them

The status as of October 22, 2026. Qtrade Guided Portfolios, Qtrade’s managed portfolio service, no longer appears on Qtrade’s site. It is not shown on the investor home page or the account pages, and its former pages returned errors when we checked. The home page instead shows Portfolio Creator, a do-it-yourself ETF portfolio tool. Because we could not confirm that Qtrade Guided Portfolios is offered, we do not rate it, and it is not in our robo-advisor ranking.

If you already hold one. Please ask Qtrade, or its parent Aviso Financial Inc., what has happened to your guided portfolio, what fee you now pay and whether your holdings will be moved. Do not assume the old fee or service level still applies. If the service has changed, you can keep the holdings in a self-directed Qtrade account, where trades cost $0, or move to another managed service by direct transfer.

Managed alternatives we can rate. We rank a robo-advisor only when both its management fee and its fund costs are published. Four meet that test. On $50,000, their yearly cost (management fee plus the highest published fund cost for core portfolios) runs as shown below. Our best robo-advisors page compares them in full.

The do-it-yourself route. With $0 trades, a self-built ETF portfolio at Qtrade costs nothing in commissions to buy or rebalance. Your only ongoing costs are the funds’ own management expense ratios and any account fees, such as the USD side fee. The trade-off is time and discipline: you choose the mix, rebalance it and stick with it in a falling market. Portfolio Creator is Qtrade’s tool for that. WealthScale does not recommend specific funds or portfolios.

How to compare. A robo-advisor’s fee is charged every year on the whole balance, so a 0.50% fee on $50,000 is $250 a year before fund costs. A self-directed account at a $0 broker removes that fee but leaves the work with you. Questwealth Portfolios sits inside Questrade; our Questrade review covers it next to Questrade’s self-directed accounts.

7. Options, Margin and Advanced Trading at Qtrade

Options pricing. Qtrade charges $0 base and $0.75 per contract on online options trades, so a 2-contract trade costs $1.50 and a 10-contract trade costs $7.50. An assignment costs a flat $30, and exercising an option is charged on the phone commission schedule. Qtrade’s margin account supports options and short selling. Qtrade scores 3.8 / 5 for options, rank 4 of 13 on our best options trading platforms list.

Reading the table. Questrade’s $0 applies to US equity options; its Canadian options cost $0.99 a contract. Qtrade’s $0.75 applies to its online options trades. The $30 assignment fee is a real cost for covered-call writers: five assignments a year add $150 (5 x $30). Use the options cost calculator below to price your own pattern at every broker.

Margin rates. Qtrade’s margin rates are set against its prime rate and apply to both Canadian and US dollar balances. With the prime rates Qtrade lists for its schedule effective October 30, 2025 (4.45% CAD and 7.00% USD), the rates work out as follows (our arithmetic).

How that compares. On $20,000 borrowed for a full year, 6.00% costs $1,200 ($20,000 x 6.00%). The same loan costs $735 at Interactive Brokers Canada (3.675%), $990 at Wealthsimple Core (4.95%), $1,250 at National Bank Direct Brokerage (6.25%) and $1,740 at Questrade (8.70%). Qtrade ranks 5th of the 10 brokers that publish a CAD margin rate on our lowest margin rates page. Margin magnifies losses as well as gains, and a broker can sell your holdings if the account falls below its margin requirement.

8. Cash Interest at Qtrade

What Qtrade pays. Qtrade pays 0.00% on Canadian dollar cash balances from $0 to $2,000,000, and 0.10% on the part above $2,000,000. US dollar cash earns 0.00%, a rate in effect since April 1, 2020. For almost every investor, uninvested cash at Qtrade earns nothing.

What that costs you. $10,000 left in cash for a year earns $0 at Qtrade. Even a client with $2,500,000 in cash would earn 0.10% only on the $500,000 above the threshold, or $500 a year ($500,000 x 0.10%). That is why Qtrade scores 0 of 2.5 for cash interest in our rubric, the same as Questrade, National Bank Direct Brokerage and CIBC Investor’s Edge.

Who pays more. Interactive Brokers Canada pays 1.675% on Canadian dollar cash above CAD 13,000 and 3.38% on US dollar cash above USD 10,000, with the full rates for accounts whose net asset value is above USD 100,000. Wealthsimple publishes chequing rates of 1.25% to 2.25% by tier, but not a rate on cash inside trading accounts. TD Direct Investing and RBC Direct Investing do not publish a cash rate on the pages we checked.

What to do with idle cash. If you hold cash at Qtrade between purchases, the 0.00% rate is a small cost. If you hold it for months, it is a real one. Investors in that position often keep their cash reserve in a high-interest savings account and move it to the brokerage account only when they are ready to buy. Our best high-interest savings accounts page lists current rates, dated, with deposit insurance details.

Registered accounts. Cash inside a TFSA or RRSP at Qtrade also earns 0.00%, so idle money in a registered account is losing time on its tax shelter. If you contribute early in the year to use your $7,000 TFSA room, plan the purchase too, so the money is invested rather than waiting in cash.

9. Is Qtrade Safe? CIRO and CIPF Protection

Who holds your account. Qtrade Direct Investing is a division of Aviso Financial Inc. Aviso Financial Inc. shows membership in the Canadian Investment Regulatory Organization (CIRO) and is on the Canadian Investor Protection Fund (CIPF) member list. CIRO oversees all investment dealers in Canada, and every CIPF member firm is a CIRO member.

What CIPF covers. If a member firm becomes insolvent and client property is missing, CIPF covers the shortfall up to set limits. It does not cover a fall in the value of your investments, unsuitable advice or the failure of a company whose shares you own. Crypto assets are excluded. The limits apply per group of accounts at each member firm.

What the limits mean in practice. A client with $600,000 across a TFSA and a cash account, and $800,000 across an RRSP and a RRIF, has each group inside its own $1,000,000 limit. A TFSA, FHSA and margin account together above $1,000,000 would leave the excess uncovered in the general group. CIPF is not deposit insurance: CDIC covers bank deposits up to $100,000 per category, while CIPF covers missing property at an investment dealer. Our guide to CIPF vs CDIC explains the difference in full.

Our safety score. Qtrade scores 4.0 of 5 for safety. Our rubric gives 4 when a broker states both CIRO and CIPF membership, and adds 1 for ownership by a bank or a financial cooperative group; that extra point is not part of Qtrade’s score. Bank-owned brokers such as RBC Direct Investing score 5.0 on this factor.

Your part. Use a strong, unique password and two-step verification where offered, keep your contact details current, and read each trade confirmation. No protection fund covers money you send to a fraudster yourself, so treat unexpected calls or messages about your account with caution.

10. Opening an Account, Transfers and the Qtrade Fall Offer 2026

Opening. There is no minimum deposit to begin trading at Qtrade. You apply online, and a TFSA needs a valid social insurance number, Canadian residency and age 18 or older. Customer support hours and channels were not part of the figures we checked, so we do not score support.

Transferring in. Move registered accounts by direct transfer between institutions. A direct TFSA transfer does not affect your contribution room, while withdrawing and redepositing counts as a new contribution and can push you over your limit. Your current institution may charge a transfer-out fee; $150 per account is common, including at Qtrade, Questrade, TD and RBC. Our guide to transferring an investment account covers forms and timelines.

The Fall Offer 2026. Qtrade’s current promotion uses the code OFFER2026. The terms, as published:

What the reward works out to. A $1,000 deposit earns $50 (5% x $1,000), $8,000 earns $400 and $10,000 earns $500. Above $10,000 the reward becomes a flat tier amount; the tier boundaries between $550 and $5,000 were not part of the figures we checked, so please read the tier table in the offer terms before you decide how much to move. Withdrawing before February 5, 2028 can cost you the reward, and closing an account within its first year also triggers the $100 closure fee.

Transfer fee reimbursement. The offer covers up to $150 per client, not per account. If you move two accounts and your old broker charges $150 each, you pay $300 and Qtrade reimburses $150, leaving $150 for you. Questrade, by comparison, rebates up to $150 per account, and RBC Direct Investing reimburses up to $200 on transfers of $15,000 or more. Our online broker comparison lists each broker’s transfer policy.

11. Qtrade Costs for Four Investor Profiles

How we priced each profile. We applied each broker’s published standard online prices for a self-directed account to four common patterns, counting commissions plus account fees. Exchange and regulatory pass-through fees, such as the SEC-based fee on US sales, exercise and assignment fees, and promotions are left out.

Profile 1: the monthly ETF buyer. All four brokers charge $0 for this pattern. At National Bank Direct Brokerage the $100 yearly fee per account root applies unless an exemption fits, such as $20,000 or more in eligible assets on May 31 or being 30 or younger. At Qtrade the only avoidable costs are paper statements and the first-year closure fee. For comparison, TD Direct Investing would charge $119.88 (12 x $9.99) and RBC Direct Investing $119.40 (12 x $9.95) at standard prices, unless the ETF is on their $0 list.

Profile 2: the active investor. This is the active profile our cost score uses: two Canadian trades and one US trade a month in a $20,000 TFSA. All four brokers charge $0 on these trades, so each costs $0.00. At National Bank, the $100 fee per account root is waived at $20,000 or more in eligible assets on May 31. TD Direct Investing would charge $359.64 (36 x $9.99) and RBC Direct Investing $358.20 (36 x $9.95).

Profile 3: the active US trader. With $0 commissions on US trades at all four brokers, 120 US trades cost $0.00 in commissions. The costs that remain are account fees. A standard Qtrade client who holds US dollars in the RRSP pays US$60 a year for that USD side, Wealthsimple’s USD account costs $10 a month on Core, and Questrade and National Bank list no USD account fee, though National Bank does not offer one in the FHSA.

Profile 4: the options trader. Qtrade’s $0.75 per contract gives $72.00 a year (48 x 2 x $0.75). Questrade and Wealthsimple charge $0 on US equity options, while National Bank’s $6.25 minimum per trade lifts its cost to $300.00. Add $30 for each assignment at Qtrade. Interactive Brokers Canada costs $62.40 for this pattern, and our Interactive Brokers Canada review covers its per-contract pricing.

Our scoring profiles. The cost sub-score uses two patterns in a $20,000 TFSA, counting commissions plus account fees: the active profile (two Canadian and one US trade a month, profile 2 above) and a buy-and-hold profile (one Canadian trade a month, profile 1). Qtrade costs $0.00 on both, so its cost score is 5 minus $0.00 / $80, or 5.0. Run your own numbers in the broker cost calculator near the top of this page, or add fund costs with our investment fee calculator.

12. Qtrade Pros and Cons

How to read this list. Each point comes from Qtrade’s published pricing and account pages as checked on October 22, 2026, and from our published scores. Weigh the cons against how you invest: a Canadian ETF investor may never need a USD side, while a US stock buyer who holds US dollars in three registered accounts pays (3 x US$60 = US$180) a year as a standard client.

The balance. For a Canadian-focused investor with several registered accounts, Qtrade’s pros are the ones that cost money elsewhere: commissions, account fees and account choice. Its cons bite hardest on investors who want US dollars in several registered accounts and on anyone who keeps large cash balances. Our best brokers for US stocks page ranks the alternatives for US investing.

13. Qtrade Compared With Rivals

The rivals we chose. Questrade and Wealthsimple are the two $0-commission brokers that score above Qtrade and offer a full account lineup. National Bank Direct Brokerage is the bank-owned $0 broker that scores just above it. Each figure below is from the provider’s published pricing as of October 22, 2026, and scores are as of October 23, 2026.

Qtrade vs Questrade. Both charge $0 on stock and ETF trades and $150 to transfer out. Questrade lets you hold US dollars in registered accounts with no fee listed, which is why it scores 5.0 on US investing to Qtrade’s 3.5. Qtrade charges far less on margin (6.00% against 8.70% under $100,000), while Questrade charges $0 on US equity options. Read our Questrade review for the full picture.

Qtrade vs Wealthsimple. Wealthsimple offers fractional shares from $1 and charges $0 to transfer out, and its Core margin rate is 4.95%. Its USD accounts cost $10 a month on Core, against Qtrade’s US$15 a quarter per account. Our Wealthsimple Trade review covers its self-directed side.

Qtrade vs National Bank Direct Brokerage. Both are $0 brokers with broad account lists. National Bank charges no USD account fee, but it has a $100 yearly fee per account root unless an exemption applies, and its options cost more for small trades. Qtrade’s margin is 0.25 points lower under $100,000.

Against the bank brokers. Qtrade costs $0 where TD Direct Investing charges $9.99 a trade and RBC Direct Investing $9.95. TD and RBC also offer dedicated active-trading platforms. Our TD Direct Investing review covers TD and TD Easy Trade, and every review is listed on our broker and bank reviews hub.

14. Who Qtrade Suits and Who Should Look Elsewhere

Canadian ETF and stock investors. If you buy Canadian-listed ETFs or stocks in a TFSA, RRSP or FHSA, you pay $0 in commissions and no account fee at Qtrade. That is the pattern where this Qtrade review finds the fewest drawbacks.

Families and retirees. Qtrade offers individual and family RESPs, plus RRIF, LIRA, LRSP and LIF accounts. Households that want every account at one $0 broker, from a child’s RESP to a parent’s RRIF, will find the full set here.

Moderate options traders and margin users. At $0.75 a contract with no base fee, options cost less than at National Bank, Desjardins, BMO and the per-trade bank brokers. CAD margin at 6.00% under $100,000 ranks mid-table, well below Questrade’s 8.70%.

Who should look elsewhere. Investors who want US dollars in several registered accounts may prefer Questrade, which lists no USD account fee. Investors who want fractional shares, a dedicated active-trading platform or interest on idle cash will not find them confirmed at Qtrade. Anyone looking for a managed portfolio should compare the ranked robo-advisors, because Qtrade Guided Portfolios could not be confirmed.

Our conclusion. This Qtrade review scores Qtrade Direct Investing 4.0 / 5. It is a strong, low-cost home for Canadian-focused investors with several accounts, with two clear gaps: a US$15 quarterly fee for each USD registered account and 0.00% on cash. If US dollars or cash yield matter to you, compare it with the brokers ranked above it on our best online brokers list before you move.

What You Need and What You Get With Qtrade

How to Open and Fund a Qtrade Account

1. Choose your accounts. Decide which accounts you need, such as a TFSA for flexible savings, an RRSP for retirement or an FHSA for a first home. Our investment accounts hub explains each one.
2. Apply online. Have your ID and social insurance number ready. There is no minimum deposit, so you can open first and fund later.
3. Enter the promotion code. If you want the Fall Offer 2026, enter OFFER2026 when you open the account, between September 1, 2026 and January 5, 2027.
4. Request direct transfers. Ask Qtrade to pull your registered accounts from your old institution so the move does not use contribution room. Keep the statement showing your old broker’s transfer fee for the reimbursement claim.
5. Set up the account. Choose electronic statements to avoid the $6 quarterly paper fee, enrol eligible holdings in DRIP, and add a USD side only to accounts that will hold US dollars.
6. Fund and invest. Fund by February 5, 2027 to qualify for the offer, then invest the cash, since it earns 0.00% while it waits.
7. Keep the hold date. Leave the funds in place until February 5, 2028 to keep the reward, and avoid closing any account in its first year.

10 Strategies to Keep Qtrade Costs Low

Illustrative Example: Moving Two Accounts to Qtrade

Meet the Experts Behind WealthScale

Sharad Gondaliya, CPAWriter and tax reviewerCPA Ontario No. 61040184

Sharad is a CPA Ontario member (No. 61040184) and a Certified Public Accountant licensed in Washington and Montana, with more than 15 years in accounting and tax, a Diploma in Banking and Finance and a Certificate in Small Business Finance. He checks WealthScale content against primary sources. WealthScale is independent of his firm, Gondaliya CPA Professional Corporation, and provides general information only, not personal financial, investment, tax or legal advice.

• Chartered Professional Accountant, CPA Ontario
• Certified Public Accountant, Washington (No. 57629) and Montana (No. PAC-CPAP-LIC-033176)
• Writing on tax and registered accounts since 2021
• Reader’s Choice Award 2025 Winner, Best Accountant (Toronto)

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Neha Gupta, CFAFinancial ReviewerCFA charterholder

Neha Gupta is a CFA charterholder based in Winnipeg who has worked in financial markets since December 2005. She has published more than 2,600 investment articles and is Head of Operations and Finance at Whiteland Real Estate. She reviews WealthScale’s investing pages for accuracy.

• CFA charter, CFA Institute (awarded 2023)
• Post Graduate Diploma in Business Administration (Finance), 2008
• In financial markets since December 2005
• More than 2,600 published investment articles

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