Best High-Interest Savings Accounts in Canada for 2026

Best Savings Rates in Canada: Full Rate Table (October 22, 2026)

This table lists every everyday (non-promotional) savings rate we could confirm, highest first. Where the rate depends on a paid plan, the plan fee is in the same row. Where it depends on direct deposit, the row is marked “DD”. Where it depends on your balance, we sort by the rate on a $10,000 balance and list the other tiers. The rate date is the provider’s own “as of” date where its page shows one; otherwise it is the day we checked, October 22, 2026. Accounts whose rate did not appear on the provider’s page are listed at the bottom as “Not published”, so you can see we checked them.

Promotional HISA rates (sorted by promo rate)

Promotions are kept out of the main table because they last weeks or months, apply only to new clients or new money, and fall back to the everyday rate. Each row shows how long the rate lasts, the cap, who qualifies and when the offer ends.

Enter your balance in the calculator below to see the interest each account in the table would pay you over a year, before tax.

1. Best High Interest Savings Account Rates in Canada by Category

Highest everyday rate with no fee. Saven Financial pays 2.85% on its high-interest savings account. There is no minimum deposit, but you must become a Saven member, and the account is not offered in Quebec. Saven’s page shows no “as of” date, so the rate date in our table is the day we checked. Its deposits are insured by DICO, not CDIC; Saven states coverage up to $250,000.

Highest everyday rate with CDIC cover. Oaken Financial pays 2.80% (rates as of October 16, 2026) through Home Bank or Home Trust Company. Oaken’s page did not state a minimum balance or account fees, so please confirm both before you fund the account. EQ Bank’s 2.75% is the next highest CDIC-insured everyday rate, from a bank that states no monthly fees, but only when your pay lands there by direct deposit.

Highest rate with no conditions on access. Wealthsimple Savings pays a flat 2.5% to every client, with no tiers, no minimum, no fees and no limit or notice on withdrawals. It is a non-registered individual account only. Hubert Financial also pays 2.50% and offers the same rate inside a TFSA, FHSA, RRSP and RRIF, which Wealthsimple Savings does not.

Best for savings you will not touch for a month. EQ Bank’s 30 Day Notice Savings Account matches the 2.75% direct-deposit rate without needing your pay, in return for notice before each withdrawal (section 3 explains how notice accounts work). For promotions, National Bank’s 3% on new deposits, which runs to February 28, 2027, is the longest promotion in our table (section 4).

For where savings fit next to GICs, chequing and investing, see our guide to the best places to save money in Canada. If you are comparing two of these providers directly, our EQ Bank review and Wealthsimple vs EQ Bank comparison go deeper.

2. Paid Plans and Direct-Deposit Rates: Is the Fee Worth It?

How paid plans work. KOHO and Neo pay their top rates only on paid memberships. KOHO pays 3.5% on Everything ($22 a month, or $14.75 a month billed yearly, which is $177 a year), 2.5% on Extra ($18 a month, or $12 a month billed yearly, which is $144 a year) and 2% on Essential ($7 a month, or $0 with direct deposit or $1,000 deposited each month). Neo pays 2.75% on Grow ($14.99 a month), 2.5% on Build ($9.99 a month), 2.25% on Start and 2.0% on Essentials, which has no fee. Neo raised its Build and Grow prices on October 1, 2026, and the same day ended the no-fee membership it had given savers with $5,000 or more.

The fee comes out of your interest. On a $10,000 balance, KOHO Everything pays $350.00 a year ($10,000 x 3.5%). Take away the $177.00 yearly fee and $173.00 is left, a net 1.73%. On monthly billing ($22 x 12 = $264.00), $86.00 is left, a net 0.86%. A no-fee account at 2.85% pays $285.00 on the same balance.

Break-even balances. KOHO Everything beats a no-fee 2.85% account only when its extra 0.65 points (3.5% minus 2.85%) earn more than the fee. Billed yearly, that takes a balance above $27,230.77 ($177 / 0.0065). Billed monthly, it takes more than $40,615.38 ($264 / 0.0065). Against KOHO’s own Essential plan at 2%, Everything pays for itself above $11,800.00 billed yearly ($177 / 0.015). Neo Grow at 2.75% and KOHO Extra at 2.5% pay less than 2.85% before any fee, so on interest alone they never catch the best no-fee account.

When a paid plan can still make sense. These plans bundle other features. KOHO’s Extra and Everything plans include one international ATM withdrawal a month with no fee. If you would pay for those features anyway, the interest is a bonus rather than the reason to subscribe. Judge a plan on everything you use, not on the headline rate.

Direct-deposit conditions. EQ Bank’s 2.75% needs your pay deposited directly into the Personal Account. Without it, the rate is 1.00%, a gap of $175.00 a year on $10,000 ($275.00 minus $100.00). Wealthsimple adds 0.50% to Chequing interest for Core and Premium clients with eligible direct deposits of at least $2,000 within 30 days, up to a 2.25% maximum; our Wealthsimple Chequing review covers that account.

3. How Interest Is Calculated and Paid

Daily interest, monthly payment. Savings accounts in Canada usually work out interest on each day’s closing balance and pay it once a month. The daily formula is balance x annual rate / 365. At 2.85%, $10,000 earns $0.78 a day ($10,000 x 0.0285 / 365 = $0.7808), or $23.42 over a 30-day month ($0.7808 x 30). Wealthsimple states that its Chequing interest is calculated daily and paid monthly; for other accounts, the account agreement sets the method, so please read it before you compare two close rates.

Compounding adds a little. When interest is paid monthly, next month’s interest is earned on a slightly larger balance. A 2.85% rate paid and compounded monthly works out to an effective yearly yield of 2.8875% ((1 + 0.0285 / 12)^12 minus 1). On $10,000 that is $288.75 instead of $285.00, a difference of $3.75. Compounding matters far less than the rate itself, so compare the posted rates first. Our compound interest calculator shows the effect over many years.

Single rates versus tiers. Saven, Oaken, Hubert, Outlook and Alterna publish a single rate with no balance tiers, Wealthsimple states “no tiers”, and KOHO pays its plan rate on the entire balance once you opt in. Other accounts use tiers. Simplii pays 0.30% on balances up to $50,000 and 1.00% only above $1,000,000. Scotiabank’s High Interest Savings Account sets the rate by your Total Relationship Balance: 0.00% under $10,000, 1.50% from $10,000 and 2.20% only from $500,000. TD’s ePremium Savings pays 0.000% under $10,000 and 0.450% from $10,000.

Notice accounts. A notice account pays more in return for advance warning before a withdrawal. EQ Bank pays 2.75% on its 30 Day Notice Savings Account and 2.35% on its 10 Day Notice Savings Account, against 1.00% on its Personal Account without direct deposit. The trade-off is time: money for a surprise car repair should not sit behind a 30-day notice.

Rates are variable. Everyday savings rates are not fixed. The provider can change them at any time, and changes often follow Bank of Canada decisions (section 11). EQ Bank’s current rates, for example, have been in effect since May 15, 2026. If you want a rate that cannot fall for a set term, compare the best GIC rates in Canada, where a 1-year GIC paid up to 3.85% on October 22, 2026.

Registered accounts pay differently. The same provider often pays a different rate inside a TFSA or RRSP. EQ Bank pays 1.50% on TFSA, RRSP and FHSA cash savings, below its 2.75% Personal Account rate with direct deposit, while Saven, Hubert and Outlook pay the same rate in registered and non-registered accounts. Section 8 lists every registered rate we confirmed.

4. Promotional Rates Explained

How promotions are built. Most promotions add a bonus to the regular rate for a set time. For example, a 4.05% bonus on a 0.55% regular rate pays 4.60% while the bonus lasts. Others quote one “total” rate for a set number of days. When the promotion ends, the bonus stops and only the regular rate continues.

Who qualifies. Read the eligibility line first. Scotiabank’s MomentumPLUS welcome rate applies to eligible deposits in your first MomentumPLUS account. National Bank’s 3% on its Cash Advantage Solution applies to new deposits from October 19, 2026 to February 28, 2027.

Caps. National Bank pays its promotional rate on up to $999,999.99, and Scotiabank does not state a cap on either of its promotions. Money above a cap earns only the regular rate.

The first-year yield. A short promotion looks large but pays for only part of the year. On $10,000 held for 12 months, a 4.60% promotion for 90 days followed by 0.55% earns $154.86, an effective 1.55% for the year. A 4.60% promotion for 153 days followed by 0.30% earns $210.24, or 2.10%. Saven’s everyday 2.85% earns $285.00 with no deadline and no switching. The table uses simple daily interest (balance x rate x days / 365) to keep the arithmetic visible; real accounts compound monthly, which adds a few cents.

A promotion pays only if you move the money afterwards. The last two rows show the real value of a short promotion: it beats a strong everyday rate only when the money moves to that everyday rate as soon as the bonus stops. Taking a 90-day promotion and then moving to a 2.85% account turns $154.86 into $328.15 on $10,000. Please set a calendar reminder for the promo end date on the day you open the account.

Read the “new money” wording. National Bank’s promotion counts only new deposits, and Scotiabank’s MomentumPLUS welcome rate applies only to eligible deposits in your first MomentumPLUS account. Wording like this limits which money and which clients qualify, and moving savings between your own accounts may not meet it. If you are not sure you qualify, please ask the provider before you move a large balance.

5. Deposit Insurance: CDIC, Provincial Plans and CIPF

CDIC basics. The Canada Deposit Insurance Corporation insures eligible deposits at member banks and trust companies up to $100,000 per insured category at each member institution, and that limit includes both principal and interest. The categories are deposits in one name, joint deposits, deposits held in trust, RRSPs, RRIFs, TFSAs, RESPs, RDSPs and FHSAs, and each is insured separately. CDIC covers savings and chequing deposits in Canadian or foreign currency, GICs and term deposits. It does not cover mutual funds, stocks, bonds, ETFs or crypto.

How the categories add up. A couple banking at one CDIC member could hold $100,000 in each person’s own name, $100,000 in a joint account and $100,000 in each person’s TFSA, for $500,000 of coverage at that one institution ($100,000 x 2 + $100,000 + $100,000 x 2). RRSP, RRIF and FHSA deposits each add another category for each spouse.

Coverage is per institution, not per brand. Simplii Financial is a trade name of CIBC, so Simplii and CIBC deposits in the same category share one $100,000 limit. EQ Bank is the trade name of Equitable Bank. Oaken deposits are held at Home Bank or Home Trust Company, which are two separate members. Tangerine Bank is a CDIC member in its own right.

Credit unions use provincial insurers. Provincially regulated credit unions are covered by provincial deposit insurance plans instead of CDIC. Saven Financial’s page states that its deposits are insured up to $250,000 by DICO. Hubert Financial (Sunova Credit Union) deposits are guaranteed by the Deposit Guarantee Corporation of Manitoba. Outlook Financial (Assiniboine Credit Union) states that 100% of deposits are guaranteed by the same corporation, and Achieva Financial (Cambrian Credit Union) states that all deposits are guaranteed without limit.

Fintech accounts. KOHO is not a CDIC member. When you opt in to interest, KOHO holds funds in trust at CDIC member institutions it does not name, and up to $100,000 is eligible for CDIC protection. Neo is not a CDIC member either. Its chequing funds are eligible for CDIC insurance up to $100,000 through a member it does not name, and its savings page did not state an insurer when we checked.

Wealthsimple Savings is CIPF, not CDIC. Wealthsimple Savings is protected by the Canadian Investor Protection Fund up to $1,000,000. CIPF covers client property that goes missing if a member investment dealer fails; it does not cover market losses. Wealthsimple Chequing is different: its cash is held in trust at CDIC members for up to $1,000,000 of combined coverage. Our guide is Wealthsimple safe explains both.

Use the tool below to enter deposits by category and see how much CDIC would cover at one member institution.

6. Online Banks vs Big Banks: The Savings Rate Gap

The gap. RBC pays 0.550% on its High Interest eSavings account and National Bank pays 0.55% on its HISA. TD’s ePremium pays nothing under $10,000 and 0.450% above it. Scotiabank’s High Interest Savings Account pays 0.00% under a $10,000 relationship balance and 1.50% above it. CIBC’s and BMO’s everyday savings rates did not appear on their pages. Online banks and credit-union divisions pay several times more: Saven 2.85%, Oaken 2.80% and EQ Bank 2.75% with direct deposit.

What the gap costs. On $25,000 held for a year, 2.85% instead of RBC’s 0.55% is $575.00 more interest ($25,000 x 2.30%). Against TD’s 0.45% it is $600.00 ($25,000 x 2.40%), and against Simplii’s 0.30% it is $637.50 ($25,000 x 2.55%). Those amounts come before tax, but the tax is the same percentage wherever the interest is earned.

What big banks offer instead. Branches, a chequing account at the same bank and instant transfers between your own accounts. Several also charge for taking money out of savings. National Bank charges $5 per debit beyond one ABM withdrawal a month and $1.25 per Interac e-Transfer from its HISA. RBC charges $5 per debit over the limit and $1.00 per Interac e-Transfer. CIBC’s eAdvantage charges $5 per transaction, and BMO’s Savings Builder allows one debit a month before charging $5 each. Alterna Bank, by contrast, charges no fees for debits, transfers or Interac e-Transfers from its eSavings account.

The same CDIC rules apply. CDIC covers an eligible deposit at RBC exactly the way it covers one at EQ Bank, Home Trust or Manulife Bank: $100,000 per category per member. The rate gap is not paying for better insurance. Credit-union divisions such as Saven and Hubert use provincial insurers instead, with the published limits shown in section 5.

Running both. Many Canadians keep chequing at a big bank and savings at an online bank or credit-union division. Transfers between institutions are not instant for every account, so keep enough at your main bank to cover bills that come out in the next few days. Our pages on the best chequing accounts and no-fee chequing accounts compare the other half of that setup, and the bank accounts in Canada hub covers both.

7. Tax on Savings Interest in 2026

Interest is fully taxable. Interest from a savings account outside a registered plan is income in the year you receive it, taxed at your marginal rate in the same way as salary. There is no lower rate for interest, unlike Canadian dividends or capital gains. Your bank or credit union issues a T5 slip for interest it reports, and you include all interest on your return even if no slip arrives.

What you keep in Ontario at $80,000. At $80,000 of taxable income in Ontario in 2026, the combined marginal rate on extra interest is 29.65% (20.5% federal plus 9.15% Ontario). $285.00 of interest on $10,000 at 2.85% costs $84.50 in tax ($285.00 x 29.65%), leaving $200.50, an after-tax yield of 2.005% ($200.50 / $10,000). Inside a TFSA, the same $285.00 is not taxed at all.

How we worked it out: the federal rate at $80,000 is 20.5%, plus the provincial rate for that income. Ontario’s surtax does not apply at this income, and the Ontario Health Premium is already at its $750 cap, so neither changes the result. Quebec’s figure is 20.5% x (1 minus 0.165) = 17.1175% federal plus 19% Quebec. The table leaves out income-tested credits and benefits, which can raise the real cost.

Interest can reduce benefits. Interest raises your net income, and net income drives income-tested benefits and credits. TFSA income is not included in your income, so savings held in a TFSA do not have this effect. That matters most for families receiving income-tested benefits and for retirees near benefit thresholds.

Whose income is it? Interest is generally taxed in the hands of the person whose money earned it. If one spouse gives the other money to deposit, attribution rules can send the interest back to the giver for tax. A joint account does not change this: tax follows the money each person put in. Our savings and tax calculators include a 2026 income tax calculator for your own marginal rate.

8. TFSA, FHSA and RRSP Savings Accounts

A savings account can sit inside a registered plan. Money, GICs and deposits are qualified TFSA investments, and the same is generally true of RRSPs. Interest inside a TFSA is not taxed. Inside an RRSP, RRIF or FHSA, it is not taxed while it stays in the account. A high-interest TFSA can suit savings you might need within a few years, where you want the tax shelter without investment risk. Our TFSA guide covers the full rules.

2026 limits. The TFSA dollar limit for 2026 is $7,000, and someone who was 18 or older and resident in Canada every year since 2009 and never contributed has $109,000 of room. Withdrawals are added back to your room on January 1 of the following year. The FHSA gives $8,000 of room a year and $40,000 over your lifetime, with up to $8,000 of unused room carried forward; the contribution deadline is December 31, with no 60-day period. The RRSP dollar limit for 2026 is $33,810, and your own limit is the lesser of that and 18% of your 2025 earned income, adjusted for pension adjustments and unused room. See the TFSA contribution limit page and the FHSA rules for detail.

Moving registered savings to a better rate. Use a direct transfer between institutions. A direct TFSA-to-TFSA transfer has no effect on your room. If you withdraw and redeposit the money yourself, the redeposit counts as a new contribution, and because the withdrawal comes back as room only next January 1, you can end up over-contributed and owe 1% a month on the highest excess. Our TFSA withdrawal rules and how to transfer a TFSA or RRSP pages walk through the forms.

Separate insurance for each plan. At a CDIC member, TFSA, RRSP, RRIF and FHSA deposits are each a separate category with its own $100,000 limit. A saver with $90,000 in a TFSA and $90,000 in a regular savings account at the same bank is fully covered in both categories.

Where to hold a registered savings account. If you also want to invest inside the same TFSA or FHSA later, a brokerage account can hold cash and investments together. Our rankings of the best TFSA accounts and best FHSA accounts cover those options, and the Wealthsimple TFSA review explains Wealthsimple’s savings version of the TFSA.

9. How to Choose the Best High Interest Savings Account in Canada

Start with the everyday rate, not the promotion. The everyday rate is what you earn after the first few months, so it decides most of your interest over time. Sort by it first, then treat a promotion as a short extra on top.

Read the condition behind the rate. Ask what you must do to earn it: pay a plan fee (KOHO, Neo), direct deposit your pay (EQ Bank’s 2.75%), hold a large relationship balance (Scotiabank’s 2.20% needs $500,000) or give notice before withdrawing (EQ’s notice accounts). If you will not meet the condition, use the fallback rate in your comparison.

Count the fees on the way out. A $5 debit fee on one withdrawal a month costs $60 a year, which is the full year’s interest on $10,000 at 0.60%. Check how many withdrawals and Interac e-Transfers are included before you choose an account for money you will move often.

Check the insurer and the limit. CDIC for banks and trust companies, a provincial insurer for credit unions, CIPF for Wealthsimple Savings, and trust arrangements for KOHO. If you hold more than $100,000 in one category, the insurer and its limit can matter more than a small rate difference.

Check where you live. Saven’s account is not offered in Quebec. Some credit-union divisions limit who can join, so confirm eligibility for your province before you plan around a rate.

Match the account to the job. An emergency fund needs fast access with no notice and no withdrawal fees. Money for a goal a year or more away can sit in a notice account or a GIC. Savings you will not touch for years may belong in an investment account; our guide on how to invest in Canada covers that step. Use the calculator below to work out how much to put aside each month for a savings target.

How we sort this page. Savings and GIC lists on WealthScale are sorted by published rate, not by a score. Our rating methodology explains how scored rankings work elsewhere on the site, our editorial standards explain how we check figures, and how WealthScale makes money explains our business model.

10. How to Open an Account and Move Money

What you will be asked for. Expect to give your legal name, date of birth, Canadian address and Social Insurance Number, because the institution reports your interest to the CRA. You will also verify your identity, usually with government photo ID, and link an existing chequing account for transfers in and out.

Credit-union divisions ask you to join. Saven requires a Saven membership, and other credit-union divisions work in a similar way: you become a member of the credit union as part of opening the account. Read the membership terms before you apply.

Funding the account. Most online accounts are funded by a transfer pulled from your linked chequing account or by an Interac e-Transfer you send. Check the fee on each side. Sending an e-Transfer out of RBC’s High Interest eSavings costs $1.00, out of National Bank’s HISA $1.25, and out of Manulife’s Advantage Account $1.00 when the balance is under $1,000.

Time deposits around promotions. A promotion counts only the deposits that meet its terms. National Bank’s 3% counts only new deposits made from October 19, 2026 to February 28, 2027. Move the money inside the window and keep a record of the date and amount you moved.

Moving a TFSA, RRSP or FHSA. Open the new registered account first, then ask the new institution to request a direct transfer from the old one. Do not withdraw and redeposit TFSA money yourself if you have no spare room for the year (section 8).

Closing the old account. Once the money has arrived and any pre-authorized payments have moved, close the old account so you do not pay a monthly fee on an empty balance. Keep your last statement, since you will need the interest figures at tax time.

11. Savings Rates and the Bank of Canada: What to Expect

Where the policy rate stands. The Bank of Canada’s target for the overnight rate is 2.25%. Its last change was on October 29, 2025, a cut of 0.25 points that took effect October 30, 2025. It has held the rate at every decision since: December 10, 2025, and January 28, March 18, April 29, June 10, July 15 and September 2, 2026. Prime at RBC, TD, BMO, Scotiabank, CIBC, National Bank, Desjardins and Manulife Bank is 4.45%.

Remaining decisions in 2026. The Bank announces its last two decisions of the year on Wednesday, October 28, 2026 (with its Monetary Policy Report) and Wednesday, December 9, 2026, both at 9:45 a.m. Eastern time.

How savings rates relate to the policy rate. Each provider sets its own savings rate. The best everyday rates on this page (Saven 2.85%, Oaken 2.80%) sit above the 2.25% policy rate, while big-bank everyday rates (RBC 0.550%, TD 0.450% on $10,000) sit well below it. When the policy rate moves, providers can follow, lag or not move at all.

What a change means in dollars. Every 0.25-point change in a savings rate moves the yearly interest on $20,000 by $50 ($20,000 x 0.25%). A change of that size at your savings bank matters less than the gap between a 0.55% account and a 2.85% account, which is $460 a year on the same $20,000 ($20,000 x 2.30%).

No forecasts here. WealthScale does not forecast rate decisions. If you want to remove the guesswork for money you will not need for a year or more, a GIC fixes the rate for its term; see our comparison of GICs vs high-interest savings accounts. Many savers split the difference: an emergency fund in a savings account and the rest in GICs.

12. Common Mistakes With High-Interest Savings Accounts

Counting on a rate you do not qualify for. EQ Bank’s 2.75% falls to 1.00% if your pay is not direct deposited. Simplii’s 1.00% applies only above $1,000,000. Fix: compare accounts at the rate you will actually earn, based on your balance and your pay arrangements.

Paying a plan fee that costs more than the extra interest. Below about $27,231, KOHO’s Everything plan billed yearly leaves you with less interest than a no-fee 2.85% account (section 2). Fix: work out the break-even balance before you subscribe for the rate.

Assuming every account is CDIC-insured. Wealthsimple Savings is CIPF-protected, credit-union savings use provincial insurers, and KOHO and Neo are not CDIC members. Fix: check the protection column in our table, and keep each balance within the limit that applies.

Forgetting that interest counts toward the CDIC limit. A $100,000 deposit plus a year of interest is over $100,000 in one category. Fix: keep a margin below the limit, or use another category or another member institution.

Relying on an undated rate. Achieva’s 1.8% has no effective date on its page, and Saven’s, Hubert’s and Peoples Trust’s pages show no “as of” date. Fix: confirm the current rate at sign-up and look at your first monthly statement.

Leaving interest off your tax return. All interest earned outside registered plans is taxable, whether or not a T5 slip arrives. Fix: download your yearly interest summary from each institution in February and add the totals to your return.

Missing a promotion’s eligibility window. Opening the account inside the window is not always enough; Scotiabank’s MomentumPLUS welcome rate, for example, applies only to eligible deposits in your first MomentumPLUS account. Fix: read the full eligibility wording before you open anything, and ask the provider to confirm in writing if the terms are unclear.

What You Need to Open a Savings Account and What You Get

How It Works: Six Steps to a Better Savings Rate

1. Check what you earn now. Find your current savings rate on your latest statement. If it is 0.55% or less, the gap to 2.85% is at least $230 a year on every $10,000.
2. Decide how much needs instant access. Keep an emergency fund in an account with no notice period and no withdrawal fees. Money for later can earn more in a notice account or GIC.
3. Shortlist from the rate table. Pick two or three accounts by everyday rate, then check the condition, fees and insurer in the same row.
4. Open the account and link your chequing. Allow for identity checks and, at credit-union divisions, a membership step.
5. Move the money. Use a transfer or Interac e-Transfer for regular savings and a direct transfer for a TFSA, RRSP or FHSA.
6. Review twice a year. Check your rate after the Bank of Canada’s October 28 and December 9, 2026 decisions, and again whenever a promotion ends.

10 Strategies to Earn More on Your Savings

Illustrative Example: Moving $40,000 From a Big-Bank Account

Meet the Experts Behind WealthScale

Sharad Gondaliya, CPAWriter and tax reviewerCPA Ontario No. 61040184

Sharad is a CPA Ontario member (No. 61040184) and a Certified Public Accountant licensed in Washington and Montana, with more than 15 years in accounting and tax, a Diploma in Banking and Finance and a Certificate in Small Business Finance. He checks WealthScale content against primary sources. WealthScale is independent of his firm, Gondaliya CPA Professional Corporation, and provides general information only, not personal financial, investment, tax or legal advice.

• Chartered Professional Accountant, CPA Ontario
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Neha Gupta, CFAFinancial ReviewerCFA charterholder

Neha Gupta is a CFA charterholder based in Winnipeg who has worked in financial markets since December 2005. She has published more than 2,600 investment articles and is Head of Operations and Finance at Whiteland Real Estate. She reviews WealthScale’s investing pages for accuracy.

• CFA charter, CFA Institute (awarded 2023)
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